Renting
A guide to renting
Exciting, and a lot to think about. This is what the process looks like from registering to collecting the keys, and what you need to be earning before you start.
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Work out what you can afford
Know the number before you start looking. The chart below sets out what a household needs to be earning to rent at a given monthly figure, and what a guarantor would need if one is required.
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Register with us
Tell us what you are looking for and we will tell you when it comes up, often before it reaches a portal. You can register by phone, by email, or by calling into an office.
Register your requirements -
Viewings
Working nine to five is not a reason to miss a property. We view Monday to Friday until 5.30pm and on Saturdays until 3pm, and later by arrangement where the property allows.
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Timing
Check the available date on anything you view. Most landlords want a tenant to move in within a month, so a property available in eight weeks and a tenant ready next week rarely meet in the middle.
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Making an offer
Put your offer to us with when you can move and how long you would like to stay. Those two things matter to a landlord as much as the rent does.
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Referencing
Once an offer is accepted you pay the first week’s rent to secure the property, and referencing begins — identity, income, previous landlord and credit.
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Moving in
Keys are handed over once the property is ready, the tenancy agreement is signed and the first month’s rent and deposit have cleared.
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Reporting maintenance
Once you are in, the tenant portal handles statements, updates and maintenance reports around the clock.
Go to the tenant portal
Check your income
What you need to be earning
A household income of 36 times the monthly rent, or 50 times for a guarantor where one is needed. The figures below are that calculation, nothing more — if you are close to a line, speak to us rather than assuming.
| Monthly rent | Tenant income (36×) | Guarantor income (50×) |
|---|---|---|
| £500 | £18,000 | £25,000 |
| £550 | £19,800 | £27,500 |
| £600 | £21,600 | £30,000 |
| £650 | £23,400 | £32,500 |
| £700 | £25,200 | £35,000 |
| £750 | £27,000 | £37,500 |
| £800 | £28,800 | £40,000 |
| £850 | £30,600 | £42,500 |
| £900 | £32,400 | £45,000 |
| £950 | £34,200 | £47,500 |
| £1,000 | £36,000 | £50,000 |
| £1,050 | £37,800 | £52,500 |
| £1,100 | £39,600 | £55,000 |
| £1,150 | £41,400 | £57,500 |
| £1,200 | £43,200 | £60,000 |
| £1,250 | £45,000 | £62,500 |
| £1,300 | £46,800 | £65,000 |
| £1,350 | £48,600 | £67,500 |
| £1,400 | £50,400 | £70,000 |
| £1,450 | £52,200 | £72,500 |
| £1,500 | £54,000 | £75,000 |
| £1,550 | £55,800 | £77,500 |
| £1,600 | £57,600 | £80,000 |
| £1,650 | £59,400 | £82,500 |
| £1,700 | £61,200 | £85,000 |
| £1,750 | £63,000 | £87,500 |
| £1,800 | £64,800 | £90,000 |
A guide, not a decision. Referencing looks at the whole picture, and we would rather talk it through than have you rule yourself out.
Not found it yet?
Tell us the areas, the budget and when you need to be in. We will let you know when something fits, usually before it reaches a portal.
Asked and answered
Common questions
What do I need to earn to rent a property?
A household income of about 36 times the monthly rent — so £1,000 a month needs roughly £36,000 a year. A guarantor, where one is needed, is assessed at 50 times.
What happens after my offer is accepted?
You pay the first week’s rent to secure the property and referencing begins — identity, income, previous landlord and credit.
When can I collect the keys?
Once the property is ready, the tenancy agreement is signed, and the first month’s rent and the deposit have cleared.